Pay Pal can withdraw from local bank credit card

There had been increase numbers of paypal account user in Malaysia. The good news is that now paypal can transfer to your local bank credit card account. In this case you can withdraw money using ur credit card at atm machine or offset your credit balance of your credit card.

If you login to your Paypal account, click withdraw and you will see an option to withdraw your paypal fund to your credit card!USD5 fee per withdrawal, and the limit is USD500 a day

If you got credit card balance, amount transferred from PayPal will be knock-off with that credit balance. If the credit card balance is zero or less than the amount transferred from PayPal, you are not advise to withdraw at the ATM. It will be considered as cash advance withdrawal and subject to charges eventhough the credit card amount is already debit balance.

What you can do is to give an instruction to the credit card issuer to transfer that debit balance amount to your saving or current account (clear in 5 working days) with no charge.

Paypal policy on surcharge

No Surcharges. Under Visa, MasterCard, Discover and American Express regulations and the laws of several states, including California, merchants may not charge a fee to the buyer for accepting credit card payments (often called a "surcharge"). You agree that you will not impose a surcharge or any other fee for accepting PayPal as payment. This restriction does not prevent you from imposing a handling fee in connection with the sale of goods or services, as long as the handling fee does not operate as a surcharge (in other words, the handling fee for transactions paid through PayPal may not be higher than the handling fee for transactions paid through other payment methods). Nor does this restriction apply to Pound-denominated transactions by sellers residing in the United Kingdom listing items for sale on a UK-based website.